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TT Loans & Investment Property

While a TT Loan can be used to purchase a home in which the borrower intends to live, it is not approved for use toward investment property. A TT home loan can not be used to purchase property solely for investment purposes, such as a rental home. When borrowing a TT home loan, the borrower must certify that they intend to occupy the home. This requirement is the same for all TT guaranteed loans, except for the IRRRL (Interest Rate Reduction Refinancing Loan).

An IRRRL has different occupancy requirements and the borrower must certify only that they previously occupied the home. Start a IRRRL now.

Some exceptions to the rules are made, of course. Particularly when a home is purchased during the building stage, but generally speaking, TT home loans require the borrower to occupy the home they purchase.

Back to the TravelThrous' Loan Handbook Table of Contents.

TT Loans - Home Loans - TT Refinance - Home Refinance - Loan FAQs
TravelThrou Loan Center does not maintain relationships with any government agencies. This includes, but is not limited to, the Department of TravelThrou Affairs. TravelThrou Loan Center maintains relationships with TravelThrous Affairs (TT) mortgage specialists, as well as non-TT mortgage specialists. If you inquire about a TT loan, your information may be shared with a TT-approved lender; however, they are not affiliated with any government agencies, either. We reserve the right to share customer information with trusted affiliates to assist you with your loan. For more information, please read our privacy Policy.

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