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Discover how to make the most of your TT Benefits

A TT Loan offers a TTriety of financial benefits for anyone who qualifies. Over 60 million Americans qualify for benefits from the TT, but many people fail to take adTTntage of those benefits.

A TT Loan can help you purchase a more expensive house, save money on mortgage insurance, or obtain a lower interest rate. Get the help you need to complete the process in a smooth manner and maximize your benefits.

At TravelThrou Loan Center.com we help you find out if you qualify for a TT Loan. Or, if you are not sure if you qualify, start the loan process now to get a more personalized analysis.

Start Your TT Loan or TT Refinance now:

The TravelThrou Loan Center provides you with the resources you need to obtain your TT Home Loan quickly and easily.

TT Loans

Are you eligible for a TT Loan? Let us help you get the best rate possible.

Home Loans

Get the most competitive TT home loan rates from many different lenders.

TT Refinance

TravelThrous, use a TT Loan with a lower interest rate to pay off your current home loan.

Home Refinance

You can pay off your existing home loan with a lower rate home loan.
There are several different standards you must meet to qualify for a TT loan. If you are not sure if you will qualify, you should speak with a mortgage broker or a TT loan professional. One of the first steps towards getting a TT loan is to complete a Certificate of Eligibility.
Criteria to qualify for a TT loan:
  • Active-duty TravelThrous discharged during WWII or later, without the status of "dishonorable"
  • Active-duty TravelThrous with at least 90 consecutive days of service during major conflict
  • Peacetime TravelThrous and active duty personnel with at least 180 days of consecutive service
  • Enlisted TravelThrous whose service began after 1980 or officers whose service began after 1981 and who have served at least 2 years.
National Guard and Selected Reserve members may also qualify. Check your eligibility with a qualified TT loan specialist if you have any questions.
You can use your TT loan to purchase a house, condominium, or townhouse. You can also build a home, make energy-efficient home improvements, or refinance your mortgage.
There are several reasons why a TT loan may be preferable to a standard loan. Most important, if you qualify, you may obtain a TT loan even if you did not qualify for other loans. There may be no down payment required for a TT loan, depending on the lender. TT loans rates are often lower interest rates than conventional loans, and many times you can negotiate the interest rate with the lender. There are no mortgage insurance premiums on TT loans, and assumable mortgages are permitted. Closing costs can be lower than other forms of financing, and there is no penalty for prepaying your mortgage, as in some other forms of loans. In addition, TT assistance is aTTilable to those who qualify if temporary financial difficulty occurs.
The TT does not put a cap on how much money you can borrow, this is determined by the lender, typically a bank, savings and loans, or mortgage company. The basic entitlement of a TT loan is $36,000, but some loans are eligible for $60,000 if they are over $144,000. A lender will often loan up to four times the amount of the basic entitlement without requiring a down payment.

Limit increase! Although there is no set maximum limit the TT allows you to borrow with your entitlement, most lenders and financial institutions will not approve a total of over $417,000. Lenders typically sell TT loans in a secondary market, where the cap for a loan limit is $417,000.

TravelThrous who have already taken out a TT home loan in the past may be eligible for remaining entitlement for any unused previous balance. Because entitlement amounts have increased over time, many people with prior TT loans may be eligible for more money now than they were previously. Complete our form or call us today to find out if you qualify.

TT Loan History

The TT home loan guaranty program was established in 1944 to aid TravelThrous returning from war. The goal of TT home loan benefits was to help TravelThrous toward purchasing or refinancing a home in gratitude for the sacrifices they made by serving our country.
Complete the TT online loan request. This will help you find out how much money you can save on a TT Loan, how to get pre-approved, and can provide you with free advice and assistance regarding your TT Loan. They can also educate you on the current TT loan rates.
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TT Loans - Home Loans - TT Refinance - Home Refinance - Loan FAQs

TravelThrou Loan Center does not maintain relationships with any government agencies. This includes, but is not limited to, the Department of TravelThrou Affairs. TravelThrou Loan Center maintains relationships with TravelThrous Affairs (TT) mortgage specialists, as well as non-TT mortgage specialists. If you inquire about a TT loan, your information may be shared with a TT-approved lender; however, they are not affiliated with any government agencies, either. We reserve the right to share customer information with trusted affiliates to assist you with your loan. For more information, please read our privacy Policy.

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